MBNA - the "good" credit card

I remember talking to a friend a few years ago about how well MBNA had treated him when some fradulent charges had appeared on his account. I had never had a problem with them, but I always found that they were changing their terms. MBNA was the second credit card I signed up for while I was still in college (Chase was the first). I made a few late payments here and there, and it cost me.
My wife applied and received an MBNA card from her alma mater while she was still a student. We used it a little too often and I'm still paying for it. In leaner times, I skipped a few payments and I'm paying about 22.98% interest on that card, which is high, but reasonable.
Eric wrote: Beware - MBNA setting traps for you! Aside from those problems, the MBNA card is the only creidt card I have that does not have e-mail notification of statements, or e-bills. I still receive a paper bill from them every month. With the amount of junk mail I receive, sometimes I over look the bill and pay it late. MBNA needs to step into the technology age on this one - Send me an e-bill!